For Employees

Saving for your retirement doesn’t have to be complicated. Maximize what you get from your company’s plan and retire richer with Link’s personalized plans, low fees, and easy-to-use digital platform. 

Maximizing your company’s plan just got easier

​Having financial goals gives your money purpose and we all have our reasons for saving; to buy a house, post-secondary education for your kids, those bucket list trips or a great retirement. Whatever the need, Link offers different saving plans options designed to make it easier for you to achieve those goals. 

At Link, we provide you with personalized investment plans based on your individual goals with the flexibility to make adjustments based on life’s changing circumstances. Designed to meet your current and future needs, our simple to understand but expertly

selected investments plans help you feel confident in your investments and financial decisions.

We value saving plans with low fees and that’s why we made minimizing fees a priority. Over time, high fees can significantly impact your financial goals, including retirement savings. While it’s great that your employer might provide a match, and you instantly increase your return, why should fees erode your earnings with expensive investment products? Link’s low fees help you improve your financial wellness and retire richer. 

A digital platform made for your busy life

Our fully digital and easy-to-use plan platform makes it easy for you to self-enroll and make changes at any time. With a simple log on, you can easily see your savings grow, submit a claim, view recent activity, make changes to your contribution amounts or to your personal information, and more. With real-time updates, changes are made by you within seconds, not days.

Where Link Helps

Group Registered Retirement Saving Plan

Registered plans such as Group RRSPs are one of the best ways to save for your retirement. Employer-sponsored matched programs are ‘free’ money, tax-deductible, and allow you to save a consistent amount over a long time to help you achieve your financial goals.

Link’s GRRSP offers the following benefits: 

  • Low-cost fees and competitive investment products
  • Create a portfolio that is suited to your investment goals
  • Withdraw funds early to help with the purchase of a house or education

Multi-Employer Pension Plan

Our Multi-Employer Pension Plan (MEPP) promotes retirement wealth with long-term savings. MEPP provides continuous benefits to you as you change employment from one employer to another, helping ensure you have a retirement income. 

Link’s MEPP offers the following benefits: 

  • Low-cost fees
  • Contributions are tax-deductible
  • Online access to your plan, helpful tools online and more. 

Defined Contribution Pension Plans

Defined Contribution Pension Plans (DCPP) promote retirement readiness where you control how much you want to contribute from your gross salary via a pre-tax payroll deduction and investing your funds over time. 

Link’s DCPP offers the following benefits: 

  • Reduced fees in low-cost investment products like exchange-traded funds (ETFs)
  • Contributions are tax-deductible
  • Robo-advised portfolios that are suited to your investment goals 

Group Tax Free Savings Accounts

A Group Tax Free Savings Account (GTFSA) is a great tax-free investment option to help grow your savings. Whether you use it to save for large expenses like that trip of a lifetime, a new vehicle, as an emergency fund or towards other life events you may be planning, there is no tax on your withdrawals. 

Link’s GTFSA offers the following benefits: 

  • Low-cost fees
  • Contributions are not locked in
  • You can make withdrawals at any time 
Group RRSP

Registered plans such as Group RRSPs are one of the best ways to save for your retirement. Employer-sponsored matched programs are ‘free’ money, tax-deductible, and allow you to save a consistent amount over a long time to help you achieve your financial goals. 

Link’s GRRSP offers the following benefits: 

  • Low-cost fees and competitive investment products
  • Create a portfolio that is suited to your investment goals
  • Withdraw funds early to help with the purchase of a house or education 
Multi Employer Pension Plans

Our Multi-Employer Pension Plan (MEPP) promotes retirement wealth with long-term savings. MEPP provides continuous benefits to you as you change employment from one employer to another, helping ensure you have a retirement income. 

Link’s MEPP offers the following benefits: 

  • Low-cost fees
  • Contributions are tax-deductible
  • Online access to your plan, helpful tools online and more. 
Defined Contribution Pension Plans

Defined Contribution Pension Plans (DCPP) promote retirement readiness where you control how much you want to contribute from your gross salary via a pre-tax payroll deduction and investing your funds over time.

Link’s DCPP offers the following benefits: 

  • Reduced fees in low-cost investment products like exchange-traded funds (ETFs)
  • Contributions are tax-deductible
  • Robo-advised portfolios that are suited to your investment goals
Group Tax Free Savings Accounts

A Group Tax Free Savings Account (GTFSA) is a great tax-free investment option to help grow your savings. Whether you use it to save for large expenses like that trip of a lifetime, a new vehicle, as an emergency fund or towards other life events you may be planning, there is no tax on your withdrawals. 

Link’s GTFSA offers the following benefits: 

  • Low-cost fees
  • Contributions are not locked in
  • You can make withdrawals at any time 

Ready to get started?

Connect with a Link plan specialist to find the right solutions for your organization.

Book a Demo