LINK Multi Employer
Pension Plan
Plan Summary and Fund Investment Information
LINK Multi Employer Pension Plan
Plan Summary
The Plan Summary provides important information on the LINK Multi-Employer Pension Plan. Please read this document carefully to understand the details of the Plan and your responsibilities as a Plan member.
Portfolio Manager Commentary and Quarterly Fund Returns for Selected Portfolios for the Quarter
Fund Investment Information
This document provides the links to the fund facts for each of the Exchange Traded Funds that make up the asset allocation portfolios and the BlackRock CDN LifePath Index Funds (Target Date Funds). It also provides current investment management fees and fund operating expenses for each of the BlackRock CDN LifePath Index Funds.
Fund fact sheets provide an overview of a fund and typically include the investment objective, returns, top holdings and generally fees.
For the BlackRock CDN LifePath Target Date Index Funds, investment management fees and operating expenses are shown in the table below. Note that operating expenses are in addition to the Investment Management Fees.
| Exchange Traded Funds | Ticker Symbol | Fund Fact Sheet Link |
| Money Market Purpose High Interest |
PSA | Fund Link |
| Fixed Income Vanguard Cdn Short Term Bond Vanguard GBL Ex US Aggregate (CAD Hedged) Vanguard US Aggregate Bond (CAD Hedged) |
VSB VBG VBU |
Fund Link Fund Link Fund Link |
| Canadian Equity iShares S&P/TSX Composite |
XIC | Fund Link |
| US Equity BMO S&P 500 Index ETF Unhedged BMO S&P US Mid Cap Index Unhedged |
ZSP ZMID |
Fund Link Fund Link |
| Global Equity BMO MSCI EAFE Index Hedged iShares MSCI Emerging Markets |
ZEA XEC |
Fund Link Fund Link |
| BlackRock CDN LifePath® Index Funds (Target Date Funds) | ||
| LifePath Retirement Index Fund I LifePath 2025 Index Fund LifePath 2030 Index Fund LifePath 2035 Index Fund LifePath 2040 Index Fund LifePath 2045 Index Fund LifePath 2050 Index Fund LifePath 2055 Index Fund LifePath 2060 Index Fund LifePath 2065 Index Fund |
N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A |
Fund Link |
Blackrock CDN Lifepath Index Funds Investment Management Fees (IMFS) and Fund Operating Expenses (FOES)
| BLACKROCK LIFEPATH® TARGET DATE FUNDS | IMF (bps)** |
Total FOE* (bps)** |
| BlackRock CDN LifePath Retirement Index Fund I | 13.0 | 3.36 |
| BlackRock CDN LifePath 2025 Index Fund | 13.0 | 3.48 |
| BlackRock CDN LifePath 2030 Index Fund | 13.0 | 4.04 |
| BlackRock CDN LifePath 2035 Index Fund | 13.0 | 4.65 |
| BlackRock CDN LifePath 2040 Index Fund | 13.0 | 5.14 |
| BlackRock CDN LifePath 2045 Index Fund | 13.0 | 5.44 |
| BlackRock CDN LifePath 2050 Index Fund | 13.0 | 5.57 |
| BlackRock CDN LifePath 2055 Index Fund | 13.0 | 5.57 |
| BlackRock CDN LifePath 2060 Index Fund | 13.0 | 5.63 |
| BlackRock CDN LifePath 2065 Index Fund | 13.0 | 10.29 |
*Fund administration expenses also known as Fund Operating Expenses (FOEs) for the BlackRock CDN LifePath Index Funds (TDFs) are as of December 31, 2023. Note the IMFs do not include GST/HST.
**bps – basis points – 1/100 of a 1% or .01%
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