Currency Hedging

Currency Hedging

When investing outside of Canada, whether it be into Fixed Income or Equities, hedging your foreign investments to the Canadian $ serves two primary purposes: Fluctuations in exchange rates will affect investment returns depending on whether the Canadian dollar...

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Long-Term Effect of Lower Fees

Long-Term Effect of Lower Fees

Over the long-term, fees have a significant effect on the growth of a portfolio. Paying an extra 1% or 1.5% in fees per year can leave an investor with a meaningfully lower amount at retirement. To illustrate this, lets compare two investment funds over a 25-year...

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What are ETFs?

An Exchange-Traded Fund, or ETF for short, are securities that trade on a stock exchange and are often designed to track another asset such as a stock index, commodity or even a currency. Since the launch of the first ETF in 1990, the market has grown to exceed US...

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Asset Allocation

Asset Allocation is a popular investment strategy where an investor spreads investments into different asset classes in such a way that they achieve a desired risk/return outcome. Most of us are familiar with the saying “don’t put all your eggs in one basket”, this...

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What is Indexing?

What is Indexing?

Index investing or “Indexing” is a passive investment strategy (also commonly known as “buy and hold”), where an investment is made in a security like an ETF that tracks a stock index such as the S&P/TSX Composite. On the other hand, an active investment strategy...

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Link Investment Management Process

Link Investment Management Process

The purpose of this paper is to detail the various tasks and processes Link Plan Management (LPM) performed pertaining to the research and construction of portfolios for plan members. Our principal goal is to ensure the risk profile of a plan member is properly...

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The Cloud or Bust

The Cloud or Bust

If you’ve ever read Flash Boys by Michael Lewis you’ll know that information technology has forced massive changes on the investment industry. Here at Link, we are

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